Welcome to the gateway to homeownership with Absa! Whether you want to buy your first home, invest in a second home, build your dream home or finally get that holiday home for family vacations – Absa will help get you there.
Secure your future and open the (red) door to get one step closer to your dreams – it’s a click away!
Absa takes the stress out of taking that first step with an easy process to get you started!
Many dream of owning a home – it signifies stability, safety for you and your family, a beautiful new beginning and a lasting legacy. The process may seem daunting, but you can start planning your future and secure your dream in a few easy steps.
If you've ever pictured yourself turning the key to unlock your own front door, Absa Home Loans is here to make that a reality. Absa Home Loans takes the uncertainty and complexity out of the homebuying process, providing you with a clear path towards homeownership.
Find out if you qualify to apply for a loan to own your first home, build your dream home or invest in your next property. Absa is the partner you can trust.
You could get up to 100% of the financing that you need, making your dreams well within your reach – with competitive rates and flexible terms.
The digital Home Loan application process is quick and seamless – making it easy to switch your home loan to Absa too! You can even apply for loadshedding solutions to ensure that your lights are always on.
What’s more? When you register your mortgage bond, you can get R10 000* cash back from Absa Rewards. It's our way of saying thank you for allowing us to be a part of your homeownership journey.
Ts & Cs apply.
Get great benefits when you qualify for a
MyHome or first-time buyer Home Loan
Qualifying for a Home Loan
with Absa
Here’s what you need to know – and what you’ll need to make your application.
Types of Home Loans
We understand that navigating the world of home loans can be overwhelming, so we've simplified the process for you.
With Absa Rewards, you can earn up to 30% back on certain grocery, health and beauty purchases, as well as fuel and digital lifestyle transactions. But did you know that you can also get cash back when you register for a Home Loan?
If you open or have an existing Absa Cheque Account, activate your Absa Rewards Account and link it to the Absa account from which your monthly Home Loan repayment will be made. Be sure to sign a monthly debit order for your home loan repayment to be made from this Absa account to ensure that you qualify for this incredible deal. Read the Ts & Cs and find out how to apply below!
Absa Rewards became free in 2023! No more monthly membership fees on Absa Rewards since 1 January 2023, which means more value, more benefits and more cash back – absolutely FREE for Absa customers!
Owning a home is within your reach with Absa Home Loans.
Enjoy the simplicity, flexibility and great benefits that come with our tailored solutions. Let us be your partner on the journey to homeownership.
T’s & C’s apply. Absa is an Authorised Financial Services Provider and Registered Credit Provider.
Reg No. NCRCP7
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